Summary Of Benefits

1. Overseas Medical & Dental
Cover for overseas hospital, medical, surgical, nursing, ambulance and emergency dental expenses.

2. Aditional Expenses
Cover for additional accommodation and transportation expenses incurred as a result of certain events including illnesses, natural disasters, collisions, strikes and lost travel documents.

3. Cancellation Charges
Cover, if due to unforeseen circumstances outside your control your journey has to be re-arranged, or cancelled if it cannot be re-arranged. e.g. illnesses, accidents, extreme weather conditions or retrenchment.

4. Luggage And Travel Documents
Cover for lost, stolen or damaged luggage, personal effects (including dentures, glasses and contact lenses) and travel documents. One free reinstatement of sum insured for this section.

5. Delayed Luggage Allowance
Cover for the cost of essential emergency purchases overseas if all your luggage is delayed by a transport provider. Delays in excess of 24 hours ¨C up to $500. Delays in excess of 72 hours ¨C up to $1,000.

6. Money
Cover for cash which is lost or stolen from your person.

7. Rental Car Insurance Excess
Cover for any rental car insurance excess you become liable to pay as a result of damage to, or theft of, a rental car.

8. Travel Delay
Cover for additional accommodation expenses if your scheduled transport is delayed for more than 6 hours.

9. Resumption Of Journey
Cover for the cost to return overseas if you have to return to Australia early as a result of the ill-health of a relative or business partner in Australia.

10. Special Events
Covers additional costs to get you to a special event (as defined) if your journey would otherwise be delayed and you would miss it due to unforeseen circumstances outside your control.

11. Cash In Hospital
An allowance of $50 per night should you be confined to a hospital overseas as a result of a disabling injury or sickness provided you are in hospital for at least 48 hours.

12. Hijacking
An allowance of $1,000 for each 24 hour period you are forcibly detained on a means of public transport which has been hijacked.

13. Loss Of Income
A Loss Of Income benefit is payable if, due to an injury sustained during your journey, you are unable to work on your return to Australia.

14. Disability
A Disability Benefit is payable if caused by an injury sustained during your journey which results in total loss of sight in one or both eyes or total loss of the use of a limb.

15. Accidental Death
A Death Benefit is payable(to your estate) if caused by an injury sustained during your journey. Limit of $1,000 for each accompanying child.

16. Personal Liability
Cover for legal liability if your negligence causes bodily injury or damage to property of other persons.

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